ABOUT SHORE TITLE AGENCY
Shore Title has been providing title and settlement services for over 30 years to home buyers, refinance borrowers, lenders, attorneys and real estate agents. We are a full service title insurance agency licensed in the State of New Jersey.
Shore Title has received the American Land Title Association’s (ALTA) “Best Practices Certification”. This national certification was developed to assist lenders to comply with their current legal obligation to manage third party vendors, such as title insurance agencies and to protect themselves and the rights of consumers. This certification was provided by Pershing, Yoakley and Associates, P.C. (PYA) only after a lengthy, thorough and complete investigation of its physical locations;policies, procedures, records security systems and staff. PYA is a national leader in ALTA certification.
The staff of Shore Title is unmatched in its ability to provide title insurance service, clear title to real estate and perform real estate closings. Each staff member holds a Title Insurance Producers License issued by the State of New Jersey and maintains necessary continuing education accreditation.
We look forward to the opportunity to address your title insurance and real estate closing needs. Please contact us at one of our five Cape May County, New Jersey locations at your convenience.
Why Do I Need Title Insurance?
Owning real estate is one of the most precious values of freedom. When you purchase realty, you want to be sure that realty is properly conveyed and free from unexpected adverse interests.
What is Title Insurance?
Most kinds of insurance are self-explanatory. Fire insurance protects against losses from fire. Collision insurance guards against the cost of a dented, damaged car. But what does it mean to insure your title to real estate?
Real estate has always been considered a valuable possession. It is so basic a form of wealth that many special laws have been enacted to protect ownership of land and the buildings which stand on the land.
You should realize that whenever you buy property, the owner selling it to you has extremely strong rights, as do his family and heirs.
Also, there may be others, in addition to the owner, who have “rights” in the property you are going to buy. These may be governmental bodies, or contractors who performed work on the property, or other individuals who have unpaid claims against the property. These claims attach to the property.
Anyone who has such “rights” and/or claims is, in a sense, a part owner of the property and may not know the property is being sold so they will not come forward on their own to reveal their “rights” and/or to have their claims satisfied.
If not resolved prior to your purchase of the property, you may “inherit” these outstanding rights and/or claims. The seller’s problems will become your problems.
There is a saying in real estate, “BUYER BEWARE.” This means that a buyer should investigate the title to the property thoroughly to insure that all outstanding rights and/or claims are revealed and resolved by the seller prior to the transfer of title.
Protect Against Title Defects.
For a low one-time premium, SHORE TITLE will perform a thorough title search, assist in the resolution of all liens, claims and/or encumbrances, and insure your realty against hidden risks or undiscovered interests. Once purchased, title insurance remains in effect for as long as you own your realty, adding security and peace of mind to that valued ownership.
Contact Us: Five convenient locations to serve you.
|Avalon, NJ 08202
2699 Dune Dr.
|Sea Isle City, NJ 08243
4210 Landis Ave.
|North Cape May, NJ 08204
3704 Bay Shore Rd.
|North Wildwood, NJ 08260
107 E. 17th Ave.
|Ocean City, NJ 08226
2700 Asbury Ave.